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A new study by Health Pocket, an independent research firm, found that less than 2 percent of existing individual health plans provide all 10 essential benefits.
On average, today's plans offer 76 percent of the benefits.
Read on to learn exactly what the essential benefits are, and see what you'll be able to purchase once the new health insurance marketplaces open on Oct. This is the most common form of health care, often called outpatient care.
You walk into a doctor's office, get treated and then walk out.
But under the law, all individual and small-group plans will cover at least one drug in every category and class in the U. Pharmacopeia, the official publication of approved medications in this country.
Drug costs will also be counted toward out-of-pocket caps on medical expenses.
Among the supporters of the bills were senators Orrin Hatch, R-Utah, and Charles Grassley, R-Iowa, who today oppose the mandate under current law.
In 2006, Republican presidential candidate Mitt Romney, who was then governor of Massachusetts, signed off on a law requiring individuals of the state to purchase health insurance.
The law classifies prenatal care as a preventive service that must be provided at no extra cost.Nearly all health insurance plans already provide this coverage.Details about the plans' networks and access to doctors will vary, but the law says the networks' size must be "sufficient." Many plans offer drug coverage only as an option at extra cost.Many experts believe this benefit could help rein in the nation's rising medical costs.The idea is to get people to see doctors and make healthier choices before they get sick and run up medical bills.